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Full cost upfront

Pay any bill.
Split it if you need to.

Electricity, data, cable and more — settled instantly, or spread across 4 easy payments. No interest, no hidden fees.

See your split

Approved instantly

Today

₦8,750

2nd Payment

₦8,750

3rd Payment

₦8,750

4th Payment

₦8,750

Total cost: ₦35,000

₦0 interest

ElectricityAirtimeMobile DataCable TVInternetBettingWaterEducation
ElectricityAirtimeMobile DataCable TVInternetBettingWaterEducation
What You Can Pay

One platform. Every bill.

Electricity

Prepaid & Postpaid meters

Airtime

All networks supported

Data

Affordable bundles

Cable TV

DSTV, GOTV, Startimes

Internet

Fiber & broadband

More

Coming soon

The Process

Three steps. That's it.

Bill payment made super easy.

1

Create Account

Sign up in less than 2 minutes

Sign up
2

Choose Utility

Select what bill you want to pay

3

Pay & Receive

Complete payment and get instant confirmation

✓
The Difference

No credit checks that dig into your history. No interest that creeps up later. Just three things we actually deliver on.

Secure & Trusted

Bank-level encryption for all transactions

Instant Delivery

Get your tokens and airtime immediately

Earn Rewards

Get points with every payment

3+

Utility types covered

Our Mission

Empowering every African household

We're on a mission to turn Africa's fragmented utility payment ecosystem into one seamless, reliable, inclusive platform — empowering students, freelancers, families, and small businesses with instant service delivery, flexible payment options, and an intelligent Buy Now, Pay Later structure.

Buy Now, Pay Later

Never Let a Bill Wait For Payday

Split any utility bill into 4 flexible installments. No credit checks, no hidden fees, just breathing room when you need it.

Instant approval

Get approved in seconds.

0% interest

Pay the exact bill amount, split evenly, always.

Builds your credit score

Every on-time payment strengthens your BillAfrique profile.

Approved

Electricity Bill

₦0

Split into

4x ₦12,000

Today

2 Weeks

4 Weeks

6 Weeks

1 of 4 payments made · next payment in 2 weeks

Trust & Safety

Bank-grade security. Zero compromises.

Every transaction is encrypted end-to-end, and every payment type is backed by the actual regulators who oversee it.

SSL Encrypted

256-bit SSL encryption for all transactions

Two-Factor Auth

Extra layer of security for your account

Need Help?

Frequently Asked Questions

Everything you need to know

BillAfrique Office

1, Anchorage Place, Lekki, Lagos, Nigeria

+234 803 496 2687

support@billafrique.com

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